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Archive for the 'Crofton Real Estate' Category

Tax Exemption Expires Soon for Some Homeowners

Man - paying billsCrofton area home owners with a loan modification, short sale, or foreclosure pending are currently exempt from federal taxation for any mortgage debt forgiven by their lender.  This exemption expires on January 1, 2013, however.

After the first of the year, debt forgiven by their lender will be taxed as regular income unless the Debt Relief Act is extended – something that most experts won’t dare to predict in the current political and economic climate.

Given the backlog of applications for loan modifications, short sales, and foreclosures, there’s little, if anything, that homeowner’s can do to hurry the process. 

If you’re in this position, the best advice I can give is for you to touch base with your lender or 3rd party negotiator to determine if they’re waiting on any documentation from you. If so, please be sure to submit it as soon as possible.

REALTOR Call to Action:  NAR President Moe Veissi (video)

Posted by Margaret Woda | Discussion: Comments Off on Tax Exemption Expires Soon for Some Homeowners

Power Outages Spotty in Crofton MD after Hurricane Sandy

Thank goodness there were no massive power outages in the greater Crofton area that resulted from Hurricane Sandy!  This is little consolation to those currently without power, of course, but at least there will be nearby restaurants open for a hot meal.

The greater Crofton area power provider, Baltimore Gas Electric (BGE), publishes a map that is updated every few minutes. It indicates (at 7:26 a.m. on 10/30/12) that they serve 234,930 customers in Anne Arundel County, that 52,953 of them are without power, but they’ve already restored power to 21,548 customers. I think that’s an impressive response rate, under very tough weather conditions.

If your power is out, you can check this map to get an idea of where there might be restaurants open, or whether your inlaws or friends might still have power (in case you’re looking for a place to camp over if power remains off for any length of time).

LINK TO MAP SHOWING POWER OUTAGES. Click on your area for a larger view.

If you rely on well water, the Maryland Emergency Management Agency has some suggestions about keeping safe. Read them at Keep Water Safe After an Emergency.

Stay safe, dry, and warm, and post your storm photos to the CroftonMD page on Facebook.

Posted originally to my Maryland Real Estate Blog on Activerain.

Posted by Margaret Woda | Discussion: Comments Off on Power Outages Spotty in Crofton MD after Hurricane Sandy

Fall Festival Through October 28 at Homestead Gardens

It’s that “Fall Festival” time of year again in Anne Arundel County

Fall Festival at Homestead Gardens in Davidsonville… it’s a family tradition for many locals.

Flower-pumpkinsKids love the fall themed activities, including pumpkin painting, a corn maze, face painting, pumpkin patch, and petting zoo.

There are pony rides, a hay ride, the pumpkin express and a new one this year –  the John Deere Gator Course. 

There are games, too: pumpkin bowling, chicken pick’n, and plinko.

Grownups love the excuse to visit Homestead on a beautiful fall day and many go home with mums, pansies, and other fall plants.  Everyone enjoys the live music, barbeque and “Kodak moments.” 

This event runs through October 28 on Saturdays and Sundays, 11 a.m.-4 p.m.  

Each weekend has its own theme and special events: 

Admission to the event is free but optional tickets are available for $1 to exchange for food, beverages and rides or games.

Homestead Gardens is located at the intersection of Maryland Routes 214 and 424.

Posted by Margaret Woda | Discussion: Comments Off on Fall Festival Through October 28 at Homestead Gardens

Shredfest to Safeguard Private Documents

Shredded Paper VArundel Federal Savings Bank will sponsor another Shredfest tomorrow, September 8, from 10 a.m. to 1 p.m., and you don’t have to bank with them to benefit.

The Severna Park Branch at 598 Benfield Road welcomes everyone who is concerned about safely discarding personal papers that might put you at risk for identity theft, if discarded curbside.  These may include bills, medical records, bank statements, pre-approved credit offerings, travel itineraries, tax returns, insurance papers or anything else containing your social security number, birth date or account numbers.  You can watch as they are shredded in a Pro-Shred truck on site.

Cardboard is excluded, and each participant is limited to 3 boxes or bags of personal papers.  Be sure to remove paperclips and staples.

There will be some giveaways , including coupons from local businesses and refreshments. Why procrastinate?

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Posted by Margaret Woda | Discussion: Comments Off on Shredfest to Safeguard Private Documents

Prepare Now for Spring Home Sale

“Be Prepared!” may be the Boy Scout motto, but it’s also good advice for anyone thinking of selling their home in the next few months or even years.

Which shade of neutral should I choose?

Which shade of neutral should I choose?

It’s never too early to start planning your home sale. In fact, some people begin this process at the time they buy a home and continue it throughout their years as home owners.

Several Crofton home owners have contacted me recently for advice on preparing their homes to list in 2013. These home sellers will be prepared when they put their homes on the market, and I suspect their homes will sell more quickly and for more money than they would without these months of advance planning and preparation.

What do I tell them? It’s really very simple: I share with them my “common sense home selling secrets.”

In many cases, I’ve been asked to follow up in writing with this information so they will have a checklist to follow. That’s why I created a brochure titled How to Give Your Home a Competitive Edge When You List It for Sale.

Contact me now if you’re planning to sell your home in 2013, and receive a copy of this brochure to guide you in your home sale preparations.

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Posted by Margaret Woda | Discussion: Comments Off on Prepare Now for Spring Home Sale

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