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More House 4 Less in Crofton

A little birdie told me there are Focus On Crofton readers who WANT to take advantage of this Buyers’ Market to own a Crofton home or condo.

Maryland Mortgage Programs:

I have some good news for them – downpayment and closing cost help is available through the State of Maryland’s More House 4 Less Program and the House Keys 4 Employees Program.

There are limits, of course, including:

Puzzle* Maximum income
* Maximum sale price
* Participating employers for some programs
* Participating builders for some programs
* Approved lenders


Interest Rate:

All loans are fixed-rate, some up to 40 years, and today’s rate ranges from 5.5% to 6.25%, depending on whether you pay points or receive up to a 3% grant.

Crofton Condos for Sale:

2054 Happy LaneI just happen to have two Crofton condos listed now that you can buy with CDA down payment and closing cost assistance:

2054 Happy Lane –

Probably the NICEST 2–bedroom Crofton condo on the market, with a beautiful view of the pond and open space, upgraded kitchen with granite counters, new carpet upstairs, laminate flooring downstairs, huge landscaped deck, updated bath, and a garage.  Priced in the $230’s.

1636 Fendall Court1636 Fendall Court –

Maybe the best deal in Crofton for a 2–bedroom Crofton condo, since the seller is willing to provide closing cost assistance in addition to any grants from CDA.  Priced in the $230’s.

These programs are not limited to condos, however.  Chances are the detached Crofton home you want to buy is eligible.  Click here to view all Crofton homes for sale.

Many thanks to Bob Lockhoff of Wells Fargo Mortgage for keeping me updated about these programs and helping my clients obtain one of these CDA mortgage loans.

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